Tuesday, November 30, 2021

WHAT NOT TO SAY TO YOUR DISABILITY DOCTOR

 When you apply for Social Security disability, you may be sent to a doctor for a consultative examination (CE).  This exam will be part interview and part exam.  The doctor will take a brief medical history from you and ask you some questions.

Here are things to do when talking to this examining doctor:

1.  Be polite.  

2.  Be cooperative.

3.  Listen to the doctor's questions and provide honest, concise answers without rambling.

WHAT NOT TO SAY TO YOUR CE DOCTOR

Do not say the following to a Social Security consultative doctor:

1.  When the doctor asks, "How are you?" don't say the usual, "I'm fine," or "I'm doing good."  The doctor may take this literally and may even put those words in his report.  Don't be afraid to say "I don't feel well" or "I'm afraid I'm not doing very well."  This isn't the time to be tough.

2.  "I don't think this exam is necessary."  You are there, so make the best of it.

3.  Don't ask the doctor if he/she thinks you are disabled.  This is not a conclusion the doctor is allowed to make and it may simply irritate him/her.

4.  Do not try to convince the doctor that you should get disability benefits.  The doctor does NOT make this decision.  He or she makes an objective medical exam, as requested by Social Security, then Social Security makes the decision.  Talk about your medical problems and, specifically, your symptoms.  

5.  Don't exaggerate.  For example, don't say "My pain is a level 13 on a scale of 1 to 10."  You just made your case incredible or outside the realm of possibility.  Don't say, "I can't do anything."  Instead you might say, "I have difficulty standing more than 15 minutes," or something of that nature.

6.  Avoid bragging about what you used to do or the work you once performed.  Avoid saying, "I worked for 32 years at the ABC Tire Company and was one of their best workers."

Your goal at a Consultative Exam (CE) is to let the doctor perform the exam and you answer questions truthfully and objectively.  Trying to "sell" the doctor on the fact that you are disabled will backfire every time.


Monday, November 29, 2021

SOCIAL SECURITY DISABILITY: YOUR BEST BET

 

If you need Social Security disability benefits (monthly income + Medicare), your best bet may lie in the grid rules. They are also called the Medical-Vocational Guidelines.

These guidelines form a "grid" combining your age, education, past work experience and exertion restrictions to determine whether you are disabled according to Social Security's rules. I estimate that 75 percent of the cases I win are based on the grid rules. They can work for you.

To qualify under the grids, however, a claimant must be 50 or older and have "exertional" restrictions--i.e., restrictions in things like walking, standing, bending, lifting, reaching or carrying. The guidelines do not work for psychological or mental limitations. So, claimants whose impairments result strictly from depression, anxiety, PTSD or other psychologically based illnesses won't benefit from the grids.

Individuals who are 50 or over and have never worked "sedentary" jobs are most likely to benefit from the grids. A sedentary job is one where an individual sits most of the day and lifts no more than about 10 pounds occasionally. Individuals with this type of work history are more difficult to get approved.

Grid rules are complicated. The first time I say them years ago, I said, "Does anyone understand this?" But after using the grids thousands of times to win disability cases, they have become my best friends. They are also my client's best hope!



Saturday, November 27, 2021

YOUR CHANCES WITH SOCIAL SECURITY DISABILITY: WHO WINS?

 You've heard that Social Security disability is a tough nut to crack and that the government has made it difficult to be approved.  That is true.  But just what are your odds, based on national trends and averages?

Keep in mind that for most claimants, Social Security disability is a multi-layered process:  the application stage, the Reconsideration stage and the Hearing stage.  I want to discuss the national trends at each stage:

1.  APPLICATION STAGE. Approval Rate:  About 35 percent. You file a detailed application for benefits, which may have 60 or more pages.  You wait 6 to 8 months for a decision, likely to be a denial.  The most common reason for denial?  "You are not disabled according to our rules....You have some restrictions which prevent you from doing past work; however, there are other types of work in the national economy which you can perform."  

 2.  FIRST APPEAL - THE "RECONSIDERATION" STAGE.  Approval Rate:  About 10 percent.  This is your first appeal.  You disagree with the decision and ask the state agency to "Reconsider" your case.  You may submit new, updated evidence if you have any.  You wait about 4 to 6 months and get a new decision. 

 3. SECOND APPEAL- HEARING BEFORE AN ADMINISTRATIVE LAW JUDGE.

Approval Rate:  It varies but the national average is around 45 percent.  Here you appear (with your attorney) before a judge who will reconsider all the evidence, listen to your testimony, and hear your attorney's arguments.  A vocational expert will brought in by the Government to testify about how the claimant's impairments impact the ability to perform certain jobs.  A medical expert (doctor) may sometimes be called by the Government to testify about the claimant's medical record.  

 It's easy to see that your best chance to get approved is usually at the hearing.  Not everyone follows the appeal process all the way through.  Those who don't are the claimants who never get approved.  Most successful claimants will stay with the system and go all the way to that 3rd stage (the hearing).

Of course each case is different. Your case may not be typical or "average." Your personal chance of being approved is a bit more difficult to estimate--and it's based on many factors, including:

  • Your Age
  • Your Work History
  • Your Education
  • Your Medical Impairments and medical record
  • Which judge presides over your hearing (Their pay rates differ). 

The motto we live by in Social Security disability is:

"Don't Stop Short of Court."

_______________________

The Forsythe Firm     *  7027 Old Madison Pike NW     *  Huntsville, AL 35806

(256) 799-0297

 


  

Wednesday, November 24, 2021

HOW TO ANSWER ALJ QUESTIONS IN YOUR DISABILITY HEARING

Disability hearings are conducted by special judges called Administrative Law Judges (ALJs).  It's a question and answer format where the judge will ask you all kinds of questions.

Questions will fall into 4 general categories, although other questions may be asked:

CATEGORY 1: PERSONAL QUESTIONS ABOUT YOU

CATEGORY 2:  QUESTIONS ABOUT YOUR PAST JOBS

CATEGORY 3: DETAILED QUESTIONS ABOUT YOUR IMPAIRMENTS AND SYMPTOMS.

CATEGORY 4:  QUESTIONS ABOUT YOUR ACTIVITIES, HABITS, DAILY ROUTINES, AND LIMITATIONS OF FUNCTION.


 After the judge finishes his questions, your attorney will be allowed to question you on the record.  The same rules apply.

So, what are the rules in answering questions at a hearing?

  1.  Be direct and don't ramble.  Answer the question without giving too much detail.  If the judge wants more details he/she will ask for them later.

2.  Be honest.  Avoid exaggeration.  Never, ever lie or give misleading answers. Probably the worst thing you could do.  It will get you a denial.

3.  Don't be offended by the questions.  You may be asked about drinking, smoking or if you have been arrested.  If the answer is no, simply say No.  These are "Yes" or "No" questions.  IF the judge wants more detail, he/she will ask for them.

4.  Try to use words that have defined meanings.  Avoid generalities, such as a little bit, a lot, once in a while, not very often, or occasionally. Better:  "About 20 minutes; twice a week," or "less than 10 pounds."

5.  Try to be consistent.  For example, don't say "I can't sit for more than 20 minutes," then later say, "I drove to Florida this summer on vacation."  That seems like a contradiction.

6.  Never, ever answer a question that you don't understand.  Ask for the question to be repeated or explained if it isn't clear to you. 

7.  Repeating Number 1:  DON'T RAMBLE. Rambling is the great enemy of effective hearing testimony.  Don't let yourself do it!

________

The Forsythe Firm's advocates have assisted thousands of claimants in Social Security disability hearings with an excellent success rate.  We never charge a fee unless you win and also receive back pay.  Call for a FREE consultation.

(256) 799-0297   

 

Monday, November 22, 2021

DID YOUR DISABILITY HEARING GO WELL? HOW CAN YOU TELL?

 A Social Security disability hearing is probably one of the most traumatic events an individual may face.  When it's over, you feel relieved just to be done with it.

But you probably have 1 to 3 more months to wait.  Most judges don't announce their decision at the end. They make you wait for a written decision in the mail.

Trying to read the judge to see if he/she is going to approve your case can be difficult.  But here are some signs that you may be approved:

1.  A Bench Decision.  This is where the judge simply says something like:  "I find that you are disabled under one of the Listings," or "I believe Medical-Vocational guideline 112.06 lays a framework for approval."  This is a win.

2.  A medical expert may give testimony during the hearing that you meet or equal one of the Listings.  This automatically approves you for disability.  It doesn't happen often, but it sometimes happens.

3.  The judge only gave one hypothetical to the Vocational Exert, and he/said that you cannot perform any of your past relevant work, or any other work.  This could be a very favorable sign that the judge will find you disabled.

These days, most Social Security disability approvals happen in hearings.  It's a long road to get to the hearing, so make the most of it.  Get a pilot who has some flying experience.  I'm speaking of a qualified Social Security disability lawyer or advocate, of course.

If I tried to charter an airplane and the "pilot" said, "I've never flown one of those things, but I'll give it a try," I would run. 

You never want to be the only person in the hearing who isn't an expert.


WHAT CAN YOU DO WITH A TOUGH DISABILITY JUDGE?

 WHAT TO DO WHEN YOU HAVE A TOUGH JUDGE AT A DISABILITY HEARING:

 

 1.  Be sure you understand your case.  What is the legal basis for an award of disability?  Is it Listing Level?  Grid Rule?  

2.  Make your medical evidence overwhelming.  Most of the time, tough judges have a very restricted personal sense of what "disability" means.  Make your case make sense to the judge.

3.  Research your judge.  Chances are, some other lawyer out there has come across this guy before you.  Look at websites like Disability Judges to find out what makes the judge tick.

4.  Engage the testimony of the claimant's treating physician(s).  Find a really appropriate "Residual Functional Capacity" form and ask the doctor to complete and sign it.

5.  Always be pleasant and professional with the judge, even if he/she provokes you.  He/she is not always right, but is always the judge.

6.  Finally prepare well.  These "tough" judges will put you through the paces.